There are many things that cannot simply be purchased on a whim. In fact, it is often better to save up for better quality products that will last you longer and work better in the long run.
Money Saving Tips
If you have bad credit, there are still options available when you need a loan. Borrowing against your car, also known as a vehicle equity release, allows you to take out a loan without a credit check, which means your credit rating is unaffected.
Have you ever wondered how you can save more money on your household bills? If so, then it’s high time you stopped wondering and started shopping around.
Jumping headfirst into the market will help you find cost-effective alternatives to the expensive commodities you currently shell out for.
Banks are now offering an exceedingly low amount of money in exchange for your savings, which means a trend is growing whereby individuals are investing their money in assets which have the potential to earn more money, or simply to increase in value. In an ever-changing world, many can seek peace of mind by knowing that they have invested in an asset that will increase their capital and help maintain their lifestyle.
Switching to an electric car can save you money in the long term, but until the price of an electric car comes down it's going to take a few years of ownership before you see real savings.
If you already need to change your car then an electric car is a great choice to save on your monthly fuel costs and car tax as pure battery electric vehicles (BEVs) are exempt.
It’s been all over the news for years now, and yet Brexit has come to be so muddled in party politics and misinformation that it can be difficult to know exactly how leaving the EU will affect your personal finances. Add to this confusion the fact that, three months off, it’s still unclear which way the pendulum will swing, there’s little wonder why more and more people are searching the internet to see how exactly Brexit might change their financial health or affect their cashflow.
Saving for retirement is something that everyone is aware of, but many people don’t worry about it until later on in life. Having a pension ready for retirement is vital, not only for security and peace of mind for the future but for the quality of life you could receive when you do retire.
The problem with overdrafts and credit cards are that they are akin to a mystical illusion of debt, as it’s almost like if you can’t see them they are not real. But this couldn’t be further from the truth as if you allow these kinds of debts to rack up, you could find yourself in serious financial trouble.
The stock market is a way to get big, fast. It is also a great way to become broke in the blink of an eye.
11 things to consider when buying a second-hand car are Budget, Test Drive, Research on Model, Check Cars History, Collision Damage, Pre-Purchase Inspection, Online Reviews, Assess Running Costs, Negotiating Price, Timing of Purchase, Purchase Process.
One of the most popular choices when shopping for a car is to purchase a used car rather than a brand new one.
Bills and unexpected costs don’t care what day of the month it is. They don’t care if you’re days or weeks away from your next payday.
Like with any other worthwhile activity, when it comes to the task of building your wealth, you’re going to have to take it seriously. Your money isn’t going to grow if you have a lackadaisical attitude or take a careless approach to earning and saving.
Loans are accepted every day for a wide variety of reasons for people from every walk of life, but not all loans are the same. There are several different types of loan with varying terms of repayment, different rates of interest and not all loans are available to everyone.
Money can be a bit of an overwhelming subject for some people, let alone talking about it openly with friends and family. There is a reluctance to open up and speak about financial statuses and challenges, known as the ‘money talk taboo.
Trying to measure your worth is a tricky question because how can anyone really know their value compared to the next person. However, whether you’re looking for a new job or looking to start discussions for a pay rise, knowing where your salary lies can be valuable information to know.
Thanks to technology, there are now a plethora of different ways to pay for the things that you want and need in life. Debit cards, credit cards, contactless cards, mobile payments, and, most recently, cryptocurrencies.
Living from payday to payday is not sustainable. It is stressful, dangerous, and does nothing to support your future.
Life can sometimes throw up the unexpected. No matter how financially stable things may seem, sometimes, crises can occur that can, unfortunately, leave you out of pocket.
The summer holidays and fast approaching, which for many parents, can be a cause for concern. Six weeks can be a long time to keep your children entertained, especially when you don’t have the funds to take them to Disneyland Paris.
Over the years, your relationship will have been through many great things; you could have bought your first house together, got married, and had children, but it also might have seen many struggles, including financial. This financial strain can affect any good relationship, and as a result, you will have had to sacrifice a lot of things that make the two of you happy.
It’s illegal to drive without being properly insured, and for good reason. Regardless of whether you were the victim or the perpetrator in an accident, your insurance will cover you and that way, even if you were hit by someone who was uninsured, your vehicle and expenses will still be paid for in full, having insurance is non-negotiable, but that doesn’t mean you can't negotiate on the price.
Life is far from predictable. Though some unpredictability is great, others, like an unexpected expense, will always hit you when you’re down.