Complete Your Application Online and Complete Same Day
With no home visit required and simple to complete paperwork, we can complete your application, appraise your
car, and take it into our safe and secure storage facility and release the funds the same day.
No Credit Checks Required or Impact on Your Credit Score
We offer a discreet and confidential service. Your privacy is our primary concern. We do not consult or report to
any credit reference agencies or similar organisations. Your personal information will always remain private and
confidential. As we are lending money against your assets, your credit score is not relevant to the decision to
In you were unable to repay the loan, it would have no material effect on your credit history as we have no legal
requirement to report this to credit reference agencies. We would sell the car to achieve the open market value,
clear your account and and transfer the excess funds back to you.
Same Day Cash Loan from £5000 - £250,000
Our loans range from between £5000 - £250,000 and up to a maximum of 70% of the cars trade value, based upon an
expert market appraisal and ensuring that the capital and interest accrued is not greater than the value of the
car in 6 months’ time.
Typically, PawnYourCar.co.uk offer a higher loan-to-value against ‘Prestige, Classic and Vintage cars’ compared
to other high street pawnbrokers who may only offer the market standard 50-55% loan to value.
If your car still has outstanding finance, we can still help with raising funds. We must ensure the finance is
cleared from the proceeds of our new loan.
Nothing to Pay for 6 Months
All our loans are for a fixed period of 6 months and you can repay early at any time without penalty and make capital overpayments and pay a reduced amount of interest. There is absolutely no requirements to make a payment for the duration of the loan.
Subject to underwriting and the car valuation being satisfactory, you may be able to apply for a new loan term of 6 months, providing the interest payments due from the first 6 month term is paid.
No Hidden Fees or Charges
When you set-up a loan and pawn your car, you will receive 100% of the agreed loan price.
We believe in
complete transparency. We have no hidden fees, no early payment penalties, no upfront deductions, no monthly
minimum charges, and no default fees.
Low Interest Rates
We are committed to providing our customers with a low interest rate and allow our customers the flexibility to settle their loan early penalty free and make overpayments and benefit from paying a reduced amount of interest.
Guaranteed Fair Car Valuation
We use CAP the valuation experts, with over 30 years’ industry experience to guarantee an accurate and fair
valuation for our prestige vehicles. CAP is the premier provider of used car valuations and is recognised as
being the most accurate by car dealers, finance suppliers and other motor professionals across the UK.
When helping our clients with their Classic or Vintage cars we consider various things, including the
manufacturer, model, and mileage, as well as the overall condition. We also look for provenance, such as
original purchase documentation and service/ maintenance documents. All these factors are taken into
consideration when determining a true open market valuation.
For any classic or vintage cars, we have a UK wide network of industry experts who provide accurate a fair market
appraisal on all vehicles in real-time.
Safe and Secure Car Storage
Whilst your car is with us, it will be subject to the utmost protection and specialist care. All our
are fully insured, and your vehicle is stored in a dehumidified, temperature-controlled environment.
The vehicle will receive ongoing care and maintenance throughout its time in our storage. When you have
your loan in full, you will be free to pick up your car or we can return the vehicle in the exact same
by specialist un-marked transportation, subject to an additional cost.
We understand that most classic and vintage cars cannot be driven hence we provide a logistical transport
service. If you require assistance, we will pick up the car by specialist un-marked transportation and
your car to our storage facility, at an additional cost.