CALL: 0333 577 5000

The UK's Most Trusted Logbook Loan Lender

loyc trustpilot logo

Cash In One Hour ● No Home Visit Required ● Complete Application Online


Representative APR 204.2%

Logbook Loan Alternative video popout thumbnail

Logbook Loans explained

Logbook Loan Alternative switch and save video popout thumbnail

Switch and Save

Representative Example:

If you borrow £1,000 over 36 months at a flat rate of 84% per annum [fixed] with a Representative 204.2% APR you will make 36 monthly payments of £97.98, making a total amount repayable of £3,660.00 including £30.00 document fee and £20.00 Option To Purchase fee. The total charge for credit is £2.660.00. Loan repayment length from 18 to 60 months. The maximum APR is 232.1%.

Your loan is secured against the vehicle and missing payments could put the car at risk of repossession.

Our latest completed logbook loans

Completed Logbook Loan

Aston Martin Vantage

Aston Martin Vantage
  • Market Value: £40,000
  • Loan Value: £25,000


Complete your application online or speak to an expert loan consultant on 0333 577 5000.

We call you back within 1 hour * to approve your loan application.

You complete the loan documentation online and we inspect your car via 'WhatsApp'

We aim to pay out your loan within 60 mins of receipt of contract and loan documentation.

You settle your loan at any time penalty and overpayments allowed.

Compare Logbook Loans Online

Loan Features:The new logbook loan from loanonyourcarOther logbook loans
AgreementHire Purchase agreement - regulated by the Consumer Credit Act 1974Bill of Sale agreement - regulated by the Bill of Sale act 1882
Home Visit Required

You complete the loan online. A home visit is not required.

A company agent is required to meet you face-to-face in your home or place of work.

Loan Completion and Car Inspection

All loans are completed online using e-signature for your convenience.

We inspect your car via 'WhatsApp' in under 5 minutes.

Typical loan completion can take up to 24 hours - subject to agent appointment.

Physical car inspection and loan documentation requires an independent witness.

Speed of Pay-out

The same day - We aim to pay out your loan within 60 mins of ONLINE receipt of contract and loan documentation from the borrower.

Typically, within 1-2 days and is subject to receipt of contacts and loan documentation being received from the agent.

Logbook and spare key required

We NEVER ask you for your logbook or spare key.

You must surrender your logbook book, and on occasion a spare key.


Our representative APR is 204.2% [Please see representative example for full details].

Representative APR for old style logbook loans range from 209% to 500% depending on the lender.

Extra Fees and Charges

£30 document fee and £20.00 option to purchase fee is payable with final payment.

No fees for phone calls or letters.

Logbook Lenders often charge a loan set up or administration fee - typically £60.

Some lenders charge extra for phone calls and texts.

Settle Early

Yes, we allow you to settle the loan 100% penalty-free at any time - no minimum loan period.

Yes, subject to lenders specific early redemption charges and in some cases minimum loan period

Overpayments allowed

Yes, we accept overpayments and re-calculate your new repayments off the lower balance.

Yes, overpayments are allowed, not all lenders re-calculated the new repayments off the lower balance.

With every financial decision, it’s important to take the time to consider if the loan is correct for you.

Your loan will be secured against the vehicle and missing payments could put the car at risk of repossession.

Therefore you need to ensure you understand the total cost of credit and confirm the loan is affordable within your current monthly expenses.

At you can settle your loan early penalty-free at any time during the term saving you money on interest repayments. However, before you complete the loan, you are advised to consider the total amount payable over the term of the agreement, including the total interest payable at the end of the repayment period.