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Loan Against Your Car - How it works

Release up to 70% of the Equity Value of the vehicle

LoanOnYourCar.com can help with providing cash release from your car. Providing your car is free of finance and has a trade value more than £1,500, LoanOnYourCar.com will release up to 70% of the equity in your car based upon its current trade value in cash the same day.

We lend against all makes and models, including prestige ones.

Guaranteed fair car valuation

At LoanOnYourCar.com we use CAP, the car valuation experts. CAP is the premier provider of used values and has been recognised for over 30 years by the motor industry as the most accurate, timely and independent supplier of used car values. Get a loan against your car now!

CAP is used by car dealers, finance suppliers and other motor professionals across the UK. You can be assured we will offer the fairest and highest value for your car.

No formal credit check required, and discretion assured

LoanOnYourCar.com will not consult or report to any credit reference agencies or similar organisations. Our client’s personal information will remain private and confidential at all times. LoanOnYourCar.com is GDPR compliant and registered with the Information Commissioner's Office.

Simple Application Process

It's Easy and Simple to Apply


Apply Now
or call us on 0333 577 5000
and one of our loan officers will provide a no obligation offer

Representative APR 147.5%


Once the quotation is accepted, we can complete the agreements online


An appointment is then made, often for the same day, for one of our field agents to visit the you to collect the relevant supporting evidence and review the car. Alternatively, this can be done remotely over a video call.


Within 60 minutes of the field agent visit or video call completing, the money is transferred to your nominated account.

Representative Example:

If you borrow £1,000 over 18 months at a flat rate of 60% per annum [fixed] with a Representative 147.5% APR you will make 18 monthly payments of £105.56, making a total amount repayable of £1,900.00. The total charge for credit is £900.00. Your car is at risk if you fail to keep up repayments.

Loan repayment length from 18 to 60 months. The maximum APR is 389.1%.

The loan on your car will be subject to affordability, suitability and the provision of a final assessment of income and expenditure.