Direct Lenders going Green
January 2016 saw the successful launch of the Green Finance Initiative.
LATEST NEWS
Consumer confidence. How to borrow more efficiently.
Have you found yourself in the position whereby you need to borrow money? If so, there are various options that you have at your disposal. Consumer confidence in borrowing money is higher than ever before, and people have lots of viable options available in terms of consumer credit.
The Death of the Logbook Loan; Here Comes Vehicle Equity Release
Logbook loans have long been considered a quick and easy way to get access to money when it's most needed. However, concerns about the methods used by logbook loan companies has led to a steady decline in their use, and alternative options are rapidly seeing logbook loans become the loan option that is best avoided.
How can I get a loan against my car?
When you have bad credit, it can be difficult to borrow money when you need it, but there are many situations where you might need a short or long-term loan. At LoanOnYourCar.
Why Car Equity Release is better than a Logbook Loan?
Logbook loans are a high-risk way to get fast cash when you need it. Outdated legal frameworks make them a dangerous option for those struggling with finances.
How to Finance a Wedding, Our Top Tips
Take Control of your Wedding Budget
The dress, the ring, the cake, the venue, the food; if there’s one thing for certain, it’s that weddings don’t come cheap. When you consider the fact that the average cost of such an event is a breathtaking £30,000, you’ll find it no surprise that most engaged couples budget for years in order to be able to afford their big day.
How to Best Finance a Major Purchase
There are many things that cannot simply be purchased on a whim. In fact, it is often better to save up for better quality products that will last you longer and work better in the long run.
How can I get a loan with bad credit?
If you have bad credit, there are still options available when you need a loan. Borrowing against your car, also known as a vehicle equity release, allows you to take out a loan without a credit check, which means your credit rating is unaffected.
Household Bills: How Shopping Around Can Save You Money
Save Money on Household Bills
Have you ever wondered how you can Banks are now offering an exceedingly low amount of money in exchange for your savings, which means a trend is growing whereby individuals are investing their money in assets which have the potential to earn more money, or simply to increase in value. In an ever-changing world, many can seek peace of mind by knowing that they have invested in an asset that will increase their capital and help maintain their lifestyle. Switching to an electric car can save you money in the long term, but until the price of an electric car comes down it's going to take a few years of ownership before you see real savings. If you already need to change your car then an electric car is a great choice to save on your monthly fuel costs and car tax as pure battery electric vehicles (BEVs) are exempt. It’s been all over the news for years now, and yet Brexit has come to be so muddled in party politics and misinformation that it can be difficult to know exactly how leaving the EU will affect your personal finances. Add to this confusion the fact that, three months off, it’s still unclear which way the pendulum will swing, there’s little wonder why more and more people are searching the internet to see how exactly Brexit might change their financial health or affect their cashflow. The problem with overdrafts and credit cards are that they are akin to a mystical illusion of debt, as it’s almost like if you can’t see them they are not real. But this couldn’t be further from the truth as if you allow these kinds of debts to rack up, you could find yourself in serious financial trouble. The stock market is a way to get big, fast. It is also a great way to become broke in the blink of an eye. Budget, Test Drive, Research on Model, Check Cars History, Collision Damage, Pre-Purchase Inspection, Online Reviews, Assess Running Costs, Negotiating Price, Timing of Purchase, Purchase Process. One of the most popular choices when shopping for a car is to Bills and unexpected costs don’t care what day of the month it is. They don’t care if you’re days or weeks away from your next payday. Like with any other worthwhile activity, when it comes to the task of building your wealth, you’re going to have to take it seriously. Your money isn’t going to grow if you have a lackadaisical attitude or take a careless approach to earning and saving. Loans are accepted every day for a wide variety of reasons for people from every walk of life, but not all loans are the same. There are several different types of loan with varying terms of repayment, different rates of interest and not all loans are available to everyone. Money can be a bit of an overwhelming subject for some people, let alone talking about it openly with friends and family. There is a reluctance to open up and speak about financial statuses and challenges, known as the ‘money talk taboo. Trying to measure your worth is a tricky question because how can anyone really know their value compared to the next person. However, whether you’re looking for a new job or looking to start discussions for a pay rise, knowing where your salary lies can be valuable information to know. Thanks to technology, there are now a plethora of different ways to pay for the things that you want and need in life. Debit cards, credit cards, contactless cards, mobile payments, and, most recently, cryptocurrencies. Living from payday to payday is not sustainable. It is stressful, dangerous, and does nothing to support your future. Life can sometimes throw up the unexpected. No matter how financially stable things may seem, sometimes, crises can occur that can, unfortunately, leave you out of pocket. The summer holidays and fast approaching, which for many parents, can be a cause for concern. Six weeks can be a long time to keep your children entertained, especially when you don’t have the funds to take them to Disneyland Paris. Over the years, your relationship will have been through many great things; you could have bought your first house together, got married, and had children, but it also might have seen many struggles, including financial. This financial strain can affect any good relationship, and as a result, you will have had to sacrifice a lot of things that make the two of you happy. It’s illegal to drive without being properly insured, and for good reason. Regardless of whether you were the victim or the perpetrator in an accident, your insurance will cover you and that way, even if you were hit by someone who was uninsured, your vehicle and expenses will still be paid for in full, having insurance is non-negotiable, but that doesn’t mean you can't negotiate on the price. Life is far from predictable. Though some unpredictability is great, others, like an unexpected expense, will always hit you when you’re down. Regulated by the Financial Conduct AuthorityTop 10 Biggest Assets People Purchase
Make the most of your Money
Can Switching to an Electric Car Save Money?
How Will Leaving the EU Affect Your Finances?
How Brexit might change the Cost of Living
Is Your Pension Big Enough?
Ways to Pay Off Your Overdraft and Credit Cards
Clear your debts effectively
Best Ways to Invest in the Stock Market
What should you consider when buying a second-hand car?
11 things to consider when buying a second-hand car
What are the Alternatives to Short-Term Pay Day Loans?
The Importance of Setting Financial Goals
The many faces of personal loans, but which is right for you?
Choose the right loan for you
Breaking the taboo of talking about money
Are You Earning What You’re Worth and Happy In Your Job?
Get to Know your salary range
What's the Future for Cash
Physical vs Digital Cash
How to Make Your Salary Go Further!
How A Logbook Loan or Vehicle Equity Release Can Help In A Financial Emergency
Ideas to Entertain the Kids During the Holidays
Cheap and Fun days out with your family
Money Saving Date Nights That You’ll Both Love
How You Can Save Money on Car Insurance
How to Raise Money for Unexpected Expenses
