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13.12.2019Types of Loans

Consumer confidence. How to borrow more efficiently.

Have you found yourself in the position whereby you need to borrow money? If so, there are various options that you have at your disposal. Consumer confidence in borrowing money is higher than ever before, and people have lots of viable options available in terms of consumer credit.

31.10.2019Types of Loans

The Death of the Logbook Loan; Here Comes Vehicle Equity Release

Logbook loans have long been considered a quick and easy way to get access to money when it's most needed. However, concerns about the methods used by logbook loan companies has led to a steady decline in their use, and alternative options are rapidly seeing logbook loans become the loan option that is best avoided.

21.10.2019Money Saving Tips

How to Finance a Wedding, Our Top Tips

Take Control of your Wedding Budget

The dress, the ring, the cake, the venue, the food; if there’s one thing for certain, it’s that weddings don’t come cheap. When you consider the fact that the average cost of such an event is a breathtaking £30,000, you’ll find it no surprise that most engaged couples budget for years in order to be able to afford their big day.

11.10.2019Money Saving Tips

How can I get a loan with bad credit?

If you have bad credit, there are still options available when you need a loan. Borrowing against your car, also known as a vehicle equity release, allows you to take out a loan without a credit check, which means your credit rating is unaffected.

20.09.2019Money Saving Tips

Household Bills: How Shopping Around Can Save You Money

Save Money on Household Bills

Have you ever wondered how you can

12.09.2019Money Management Tips

Top 10 Biggest Assets People Purchase

Make the most of your Money

Banks are now offering an exceedingly low amount of money in exchange for your savings, which means a trend is growing whereby individuals are investing their money in assets which have the potential to earn more money, or simply to increase in value. In an ever-changing world, many can seek peace of mind by knowing that they have invested in an asset that will increase their capital and help maintain their lifestyle.

02.09.2019Money Saving Tips

Can Switching to an Electric Car Save Money?

Switching to an electric car can save you money in the long term, but until the price of an electric car comes down it's going to take a few years of ownership before you see real savings.

If you already need to change your car then an electric car is a great choice to save on your monthly fuel costs and car tax as pure battery electric vehicles (BEVs) are exempt.

21.08.2019Money Saving Tips

How Will Leaving the EU Affect Your Finances?

How Brexit might change the Cost of Living

It’s been all over the news for years now, and yet Brexit has come to be so muddled in party politics and misinformation that it can be difficult to know exactly how leaving the EU will affect your personal finances. Add to this confusion the fact that, three months off, it’s still unclear which way the pendulum will swing, there’s little wonder why more and more people are searching the internet to see how exactly Brexit might change their financial health or affect their cashflow.

15.07.2019Money Saving Tips

What should you consider when buying a second-hand car?

11 things to consider when buying a second-hand car

Budget, Test Drive, Research on Model, Check Cars History, Collision Damage, Pre-Purchase Inspection, Online Reviews, Assess Running Costs, Negotiating Price, Timing of Purchase, Purchase Process.

One of the most popular choices when shopping for a car is to

06.07.2019Money Saving Tips

What are the Alternatives to Short-Term Pay Day Loans?

Bills and unexpected costs don’t care what day of the month it is. They don’t care if you’re days or weeks away from your next payday.

05.07.2019Money Saving Tips

The Importance of Setting Financial Goals

Like with any other worthwhile activity, when it comes to the task of building your wealth, you’re going to have to take it seriously. Your money isn’t going to grow if you have a lackadaisical attitude or take a careless approach to earning and saving.

24.06.2019Money Saving Tips

The many faces of personal loans, but which is right for you?

Choose the right loan for you

Loans are accepted every day for a wide variety of reasons for people from every walk of life, but not all loans are the same. There are several different types of loan with varying terms of repayment, different rates of interest and not all loans are available to everyone.

20.06.2019Money Management Tips

Breaking the taboo of talking about money

Money can be a bit of an overwhelming subject for some people, let alone talking about it openly with friends and family. There is a reluctance to open up and speak about financial statuses and challenges, known as the ‘money talk taboo.

12.06.2019Money Management Tips

Are You Earning What You’re Worth and Happy In Your Job?

Get to Know your salary range

Trying to measure your worth is a tricky question because how can anyone really know their value compared to the next person. However, whether you’re looking for a new job or looking to start discussions for a pay rise, knowing where your salary lies can be valuable information to know.

11.06.2019Money Saving Tips

What's the Future for Cash

Physical vs Digital Cash

Thanks to technology, there are now a plethora of different ways to pay for the things that you want and need in life. Debit cards, credit cards, contactless cards, mobile payments, and, most recently, cryptocurrencies.

26.04.2019Money Saving Tips

Ideas to Entertain the Kids During the Holidays

Cheap and Fun days out with your family

The summer holidays and fast approaching, which for many parents, can be a cause for concern. Six weeks can be a long time to keep your children entertained, especially when you don’t have the funds to take them to Disneyland Paris.

26.04.2019Money Saving Tips

Money Saving Date Nights That You’ll Both Love

Over the years, your relationship will have been through many great things; you could have bought your first house together, got married, and had children, but it also might have seen many struggles, including financial. This financial strain can affect any good relationship, and as a result, you will have had to sacrifice a lot of things that make the two of you happy.

26.04.2019Money Saving Tips

How You Can Save Money on Car Insurance

It’s illegal to drive without being properly insured, and for good reason. Regardless of whether you were the victim or the perpetrator in an accident, your insurance will cover you and that way, even if you were hit by someone who was uninsured, your vehicle and expenses will still be paid for in full, having insurance is non-negotiable, but that doesn’t mean you can't negotiate on the price.