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About Us

We specialise in vehicle equity release

LoanOnYourCar.com is an ethical and responsible lender operating throughout the United Kingdom, specialising in Vehicle Equity Release, an alternative to a logbook loan. We lend up to 70% of the trade value of the car whilst the borrower continues to remain the registered keeper and user of the car.

Our experience in finance

With over 35 years experience in the financial services industry we are committed to providing our customer the highest quality service and the upmost care. Our business ethos and culture are premised on treating all customers fairly and that every loan on your car matters.

As a direct lender, LoanOnYourCar.com is regulated by the Financial Conduct Authority and is a member of the Consumer Credit Trade Association.

In addition, LoanOnYourCar.com are fully compliant with General Data Protection Regulations [GDPR] and therefore our customer information remains confidential and we guarantee that we never sell any customers data to any third party.

Customers can apply on our website 24 hours a day 7 days a week by entering the car registration for an instant decision. If a customer prefers to speak to a one of our experienced and personal customer adviser they can call 0300 577 5000 or email sales@loanonyourcar.com.

LoanOnYourCar.com will never ask our customers to surrender their Logbook V5C or to undergo a credit check as this would affect customers credit rating. All loans are completed using a hire purchase credit agreement which provides our customer with a fair loan and greater protection under consumer credit law.

With loan amounts of between £750 to £100,000 and the ability for our customers to sign online using e-signature our loans can be paid out the same day.

Peace of mind

With no hidden fees or charges, interest calculated on a Pay As You Go basis and the ability to settle the loan early, 100% penalty free, a loan on your car with vehicle equity release, the alternative to a logbook loan, is the fairer and quicker way to release cash from your car.

Representative Example:

If you borrow £1,000 over 18 months at a flat rate of 60% per annum [fixed] with a Representative 147.5% APR you will make 18 monthly payments of £105.56, making a total amount repayable of £1,900.00. The total charge for credit is £900.00. Your car is at risk if you fail to keep up repayments.

The loan on your car will be subject to affordability, suitability and the provision of a final assessment of income and expenditure.

CCTA

Regulated by the Financial Conduct Authority